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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,206 | $36,948-48.0% | $73,658-73.9% | $87,485-78.0% |
| Participation rate | 85.7% | 46.8%+38.9pp | 57.0%+28.7pp | 68.9%+16.8pp |
| Annual return | 17.77% | 28.64%-10.9pp | 29.72%-12.0pp | 26.06%-8.3pp |
| Employer contribution / active EE | $852 | $670+27.2% | $1,032-17.5% | $2,596-67.2% |
| Participant deferral / active EE | $3,201 | $1,379+132.1% | $2,062+55.2% | $4,274-25.1% |
| Admin fee / account holder | $823 | $2,531-67.5% | $3,357-75.5% | $7,775-89.4% |