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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,424 | $275,752-83.9% | $256,809-82.7% | $198,609-77.6% |
| Participation rate | 83.3% | 89.2%-5.8pp | 88.5%-5.2pp | 82.4%+1.0pp |
| Annual return | 19.02% | 34.81%-15.8pp | 32.73%-13.7pp | 202.70%-183.7pp |
| Employer contribution / active EE | $6,170 | $7,721-20.1% | $7,263-15.0% | $5,055+22.0% |
| Participant deferral / active EE | $9,998 | $10,037-0.4% | $9,520+5.0% | $6,977+43.3% |
| Admin fee / account holder | $4,737 | $25,716-81.6% | $25,146-81.2% | $19,030-75.1% |