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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,937 | $183,592-82.6% | $155,567-79.5% | $145,959-78.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.18% | 61.24%-44.1pp | 64.74%-47.6pp | 561.95%-544.8pp |
| Employer contribution / active EE | $2,377 | $5,315-55.3% | $4,674-49.1% | $4,661-49.0% |
| Participant deferral / active EE | $7,416 | $6,464+14.7% | $5,628+31.8% | $6,689+10.9% |
| Admin fee / account holder | $1,101 | $19,318-94.3% | $15,916-93.1% | $13,398-91.8% |