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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,793 | $183,627-81.1% | $155,602-77.6% | $145,978-76.2% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 7.88% | 61.32%-53.4pp | 64.81%-56.9pp | 550.52%-542.6pp |
| Employer contribution / active EE | $708 | $5,316-86.7% | $4,675-84.9% | $4,662-84.8% |
| Participant deferral / active EE | $2,849 | $6,466-55.9% | $5,629-49.4% | $6,690-57.4% |
| Admin fee / account holder | $19,849 | $19,327+2.7% | $15,923+24.7% | $13,400+48.1% |