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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,571 | $160,040-87.1% | $147,096-86.0% | $145,877-85.9% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 16.15% | 98.49%-82.3pp | 419.75%-403.6pp | 551.28%-535.1pp |
| Employer contribution / active EE | $1,770 | $5,289-66.5% | $4,936-64.1% | $4,663-62.0% |
| Participant deferral / active EE | $3,386 | $8,429-59.8% | $8,071-58.0% | $6,691-49.4% |
| Admin fee / account holder | $828 | $15,050-94.5% | $13,005-93.6% | $13,402-93.8% |