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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,668 | $172,111-63.6% | $150,298-58.3% | $137,256-54.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.20% | 69.37%-53.2pp | 62.79%-46.6pp | 220.34%-204.1pp |
| Employer contribution / active EE | $3,238 | $4,636-30.2% | $4,154-22.0% | $4,156-22.1% |
| Participant deferral / active EE | $8,395 | $6,166+36.2% | $5,453+54.0% | $6,407+31.0% |
| Admin fee / account holder | $703 | $16,471-95.7% | $14,116-95.0% | $12,270-94.3% |