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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,559 | $102,245-87.7% | $89,340-85.9% | $137,256-90.9% |
| Participation rate | 84.6% | 74.9%+9.7pp | 69.6%+15.0pp | 80.0%+4.7pp |
| Annual return | 24.51% | 21.89%+2.6pp | 20.57%+3.9pp | 220.34%-195.8pp |
| Employer contribution / active EE | $1,026 | $2,529-59.4% | $2,231-54.0% | $4,156-75.3% |
| Participant deferral / active EE | $2,204 | $4,436-50.3% | $3,823-42.4% | $6,407-65.6% |
| Admin fee / account holder | $716 | $8,085-91.1% | $6,704-89.3% | $12,270-94.2% |