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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,584 | $115,225+0.3% | $100,712+14.8% | $138,895-16.8% |
| Participation rate | 56.3% | 74.3%-18.1pp | 69.3%-13.0pp | 79.9%-23.7pp |
| Annual return | 10.28% | 40.35%-30.1pp | 33.27%-23.0pp | 145.39%-135.1pp |
| Employer contribution / active EE | $912 | $2,771-67.1% | $2,313-60.5% | $4,194-78.2% |
| Participant deferral / active EE | $3,679 | $4,699-21.7% | $4,085-9.9% | $6,396-42.5% |
| Admin fee / account holder | $23,716 | $10,844+118.7% | $9,256+156.2% | $12,562+88.8% |