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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,584 | $156,616-26.2% | $133,346-13.3% | $198,609-41.8% |
| Participation rate | 56.3% | 77.7%-21.5pp | 72.8%-16.6pp | 82.4%-26.1pp |
| Annual return | 10.28% | 44.25%-34.0pp | 36.85%-26.6pp | 202.70%-192.4pp |
| Employer contribution / active EE | $912 | $3,368-72.9% | $2,853-68.0% | $5,055-82.0% |
| Participant deferral / active EE | $3,679 | $4,920-25.2% | $4,332-15.1% | $6,977-47.3% |
| Admin fee / account holder | $23,716 | $17,468+35.8% | $14,264+66.3% | $19,030+24.6% |