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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,400 | $111,535-44.1% | $105,223-40.7% | $137,256-54.5% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.0%+17.8pp | 80.0%+12.9pp |
| Annual return | 4.57% | 237.85%-233.3pp | 180.65%-176.1pp | 220.34%-215.8pp |
| Employer contribution / active EE | $4,437 | $3,939+12.6% | $3,689+20.3% | $4,156+6.8% |
| Participant deferral / active EE | $7,626 | $5,500+38.7% | $5,072+50.4% | $6,407+19.0% |
| Admin fee / account holder | $121,653 | $9,721+1151.4% | $8,859+1273.2% | $12,270+891.5% |