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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,746 | $183,539-79.4% | $155,556-75.7% | $145,897-74.1% |
| Participation rate | 60.9% | 82.7%-21.8pp | 78.2%-17.4pp | 80.3%-19.4pp |
| Annual return | 11.01% | 61.31%-50.3pp | 64.84%-53.8pp | 552.29%-541.3pp |
| Employer contribution / active EE | $2,259 | $5,315-57.5% | $4,675-51.7% | $4,663-51.5% |
| Participant deferral / active EE | $5,293 | $6,467-18.2% | $5,631-6.0% | $6,689-20.9% |
| Admin fee / account holder | $2,169 | $19,275-88.7% | $15,885-86.3% | $13,390-83.8% |