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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,746 | $183,592-79.4% | $155,574-75.7% | $145,877-74.1% |
| Participation rate | 60.9% | 82.7%-21.8pp | 78.2%-17.3pp | 80.3%-19.4pp |
| Annual return | 11.01% | 61.37%-50.4pp | 64.87%-53.9pp | 551.28%-540.3pp |
| Employer contribution / active EE | $2,259 | $5,317-57.5% | $4,676-51.7% | $4,663-51.6% |
| Participant deferral / active EE | $5,293 | $6,466-18.1% | $5,629-6.0% | $6,691-20.9% |
| Admin fee / account holder | $2,169 | $19,316-88.8% | $15,914-86.4% | $13,402-83.8% |