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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $615,607 | $162,529+278.8% | $130,788+370.7% | $154,746+297.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 19.93% | 510.48%-490.5pp | 386.44%-366.5pp | 172.34%-152.4pp |
| Employer contribution / active EE | $14,231 | $4,447+220.0% | $3,558+300.0% | $4,379+225.0% |
| Participant deferral / active EE | $11,973 | $4,808+149.0% | $4,137+189.4% | $6,730+77.9% |
| Admin fee / account holder | $3,755 | $7,669-51.0% | $6,673-43.7% | $14,365-73.9% |