Filed March 16, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,553 | $51,638+559.5% | $68,368+398.1% | $82,448+313.1% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 1.34% | 37.53%-36.2pp | 292.57%-291.2pp | 41.64%-40.3pp |
| Employer contribution / active EE | $31,456 | $2,047+1437.1% | $2,649+1087.5% | $2,551+1133.1% |
| Participant deferral / active EE | $19,672 | $2,914+575.2% | $4,123+377.2% | $4,139+375.3% |
| Admin fee / account holder | $23,405 | $4,643+404.0% | $5,150+354.5% | $7,234+223.5% |