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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,252 | $102,422+36.0% | $147,117-5.3% | $80,959+72.0% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.7%+29.1pp |
| Annual return | 13.14% | 135.16%-122.0pp | 420.54%-407.4pp | 35.67%-22.5pp |
| Employer contribution / active EE | $3,333 | $3,717-10.3% | $4,932-32.4% | $2,757+20.9% |
| Participant deferral / active EE | $7,362 | $6,652+10.7% | $8,065-8.7% | $4,300+71.2% |
| Admin fee / account holder | $9,445 | $7,953+18.7% | $12,993-27.3% | $6,925+36.4% |