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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,562 | $154,228+51.4% | $145,433+60.6% | $137,256+70.2% |
| Participation rate | 71.4% | 83.8%-12.4pp | 82.1%-10.7pp | 80.0%-8.5pp |
| Annual return | 21.99% | 74.59%-52.6pp | 66.58%-44.6pp | 220.34%-198.4pp |
| Employer contribution / active EE | $11,300 | $4,804+135.2% | $4,554+148.1% | $4,156+171.9% |
| Participant deferral / active EE | $19,360 | $8,216+135.6% | $7,897+145.1% | $6,407+202.2% |
| Admin fee / account holder | $12,246 | $14,344-14.6% | $13,129-6.7% | $12,270-0.2% |