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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,884 | $114,119-31.8% | $107,187-27.3% | $138,895-43.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 19.92% | 273.21%-253.3pp | 204.55%-184.6pp | 145.39%-125.5pp |
| Employer contribution / active EE | $8,568 | $4,059+111.1% | $3,782+126.5% | $4,194+104.3% |
| Participant deferral / active EE | $5,202 | $5,538-6.1% | $5,096+2.1% | $6,396-18.7% |
| Admin fee / account holder | $861 | $10,024-91.4% | $9,162-90.6% | $12,562-93.1% |