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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,884 | $129,737-40.0% | $119,126-34.6% | $154,746-49.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 19.92% | 379.08%-359.2pp | 282.11%-262.2pp | 172.34%-152.4pp |
| Employer contribution / active EE | $8,568 | $4,375+95.8% | $4,034+112.4% | $4,379+95.7% |
| Participant deferral / active EE | $5,202 | $5,842-11.0% | $5,318-2.2% | $6,730-22.7% |
| Admin fee / account holder | $861 | $11,961-92.8% | $10,693-91.9% | $14,365-94.0% |