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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,061 | $117,895+153.7% | $102,460+191.9% | $145,897+105.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.69% | 31.92%-18.2pp | 29.47%-15.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $4,034 | $3,619+11.5% | $3,025+33.4% | $4,663-13.5% |
| Participant deferral / active EE | $7,063 | $5,736+23.1% | $5,056+39.7% | $6,689+5.6% |
| Admin fee / account holder | $1,457 | $13,353-89.1% | $9,460-84.6% | $13,390-89.1% |