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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,615 | $117,895-80.8% | $102,460-77.9% | $145,897-84.5% |
| Participation rate | 93.3% | 78.6%+14.7pp | 76.5%+16.8pp | 80.3%+13.0pp |
| Annual return | 13.33% | 31.92%-18.6pp | 29.47%-16.1pp | 552.29%-539.0pp |
| Employer contribution / active EE | $3,426 | $3,619-5.3% | $3,025+13.3% | $4,663-26.5% |
| Participant deferral / active EE | $5,600 | $5,736-2.4% | $5,056+10.7% | $6,689-16.3% |
| Admin fee / account holder | $1,899 | $13,353-85.8% | $9,460-79.9% | $13,390-85.8% |