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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,042 | $126,661-70.0% | $113,397-66.5% | $138,895-72.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 29.71% | 25.05%+4.7pp | 23.20%+6.5pp | 145.39%-115.7pp |
| Employer contribution / active EE | $3,734 | $3,456+8.0% | $2,977+25.4% | $4,194-11.0% |
| Participant deferral / active EE | $4,455 | $5,693-21.7% | $5,076-12.2% | $6,396-30.3% |
| Admin fee / account holder | $3,984 | $14,549-72.6% | $11,957-66.7% | $12,562-68.3% |