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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,224 | $160,028+98.9% | $147,080+116.4% | $145,884+118.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.97% | 98.60%-88.6pp | 420.17%-410.2pp | 551.85%-541.9pp |
| Employer contribution / active EE | $802 | $5,286-84.8% | $4,933-83.8% | $4,662-82.8% |
| Participant deferral / active EE | $13,902 | $8,422+65.1% | $8,066+72.3% | $6,690+107.8% |
| Admin fee / account holder | $3,066 | $15,030-79.6% | $12,989-76.4% | $13,392-77.1% |