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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,183 | $110,379-0.2% | $102,412+7.6% | $145,884-24.5% |
| Participation rate | 27.3% | 77.9%-50.7pp | 74.5%-47.2pp | 80.3%-53.0pp |
| Annual return | 12.41% | 24.84%-12.4pp | 24.94%-12.5pp | 551.85%-539.4pp |
| Employer contribution / active EE | $2,259 | $4,216-46.4% | $3,870-41.6% | $4,662-51.5% |
| Participant deferral / active EE | $7,143 | $5,622+27.1% | $5,060+41.2% | $6,690+6.8% |
| Admin fee / account holder | $22,799 | $9,745+134.0% | $8,388+171.8% | $13,392+70.2% |