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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,847 | $71,230+386.9% | $93,727+270.1% | $80,959+328.4% |
| Participation rate | 1.8% | 60.4%-58.6pp | 68.7%-66.9pp | 67.7%-65.8pp |
| Annual return | -30.00% | 11.26%-41.3pp | 133.83%-163.8pp | 35.67%-65.7pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,421-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $0 | $4,037-100.0% | $4,417-100.0% | $4,300-100.0% |
| Admin fee / account holder | $0 | $6,961-100.0% | $8,292-100.0% | $6,925-100.0% |