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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,665 | $102,422+12.9% | $147,117-21.4% | $80,959+42.9% |
| Participation rate | 69.2% | 75.9%-6.6pp | 82.2%-13.0pp | 67.7%+1.6pp |
| Annual return | 13.13% | 135.16%-122.0pp | 420.54%-407.4pp | 35.67%-22.5pp |
| Employer contribution / active EE | $3,398 | $3,717-8.6% | $4,932-31.1% | $2,757+23.2% |
| Participant deferral / active EE | $8,749 | $6,652+31.5% | $8,065+8.5% | $4,300+103.5% |
| Admin fee / account holder | $11,646 | $7,953+46.4% | $12,993-10.4% | $6,925+68.2% |