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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,433 | $81,262-66.2% | $155,602-82.4% | $80,911-66.1% |
| Participation rate | 0.0% | 66.2%-66.2pp | 78.2%-78.2pp | 67.6%-67.6pp |
| Annual return | 12.53% | 33.34%-20.8pp | 64.81%-52.3pp | 35.63%-23.1pp |
| Employer contribution / active EE | $902 | $3,102-70.9% | $4,675-80.7% | $2,756-67.3% |
| Participant deferral / active EE | $1,596 | $3,451-53.8% | $5,629-71.6% | $4,297-62.9% |
| Admin fee / account holder | $957 | $7,992-88.0% | $15,923-94.0% | $6,935-86.2% |