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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,368 | $183,539-26.8% | $155,556-13.6% | $145,897-7.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.65% | 61.31%-45.7pp | 64.84%-49.2pp | 552.29%-536.6pp |
| Employer contribution / active EE | $6,212 | $5,315+16.9% | $4,675+32.9% | $4,663+33.2% |
| Participant deferral / active EE | $7,429 | $6,467+14.9% | $5,631+31.9% | $6,689+11.1% |
| Admin fee / account holder | $735 | $19,275-96.2% | $15,885-95.4% | $13,390-94.5% |