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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,763 | $160,070-81.4% | $147,117-79.8% | $145,897-79.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 26.72% | 98.69%-72.0pp | 420.54%-393.8pp | 552.29%-525.6pp |
| Employer contribution / active EE | $2,214 | $5,285-58.1% | $4,932-55.1% | $4,663-52.5% |
| Participant deferral / active EE | $5,689 | $8,419-32.4% | $8,065-29.5% | $6,689-15.0% |
| Admin fee / account holder | $4,043 | $15,035-73.1% | $12,993-68.9% | $13,390-69.8% |