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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,704 | $166,131-31.6% | $164,975-31.1% | $145,877-22.1% |
| Participation rate | 84.6% | 82.0%+2.6pp | 78.6%+6.0pp | 80.3%+4.3pp |
| Annual return | 12.72% | 100.37%-87.6pp | 70.12%-57.4pp | 551.28%-538.6pp |
| Employer contribution / active EE | $8,448 | $5,276+60.1% | $4,343+94.5% | $4,663+81.2% |
| Participant deferral / active EE | $10,610 | $6,962+52.4% | $6,033+75.9% | $6,691+58.6% |
| Admin fee / account holder | $1,196 | $16,648-92.8% | $12,688-90.6% | $13,402-91.1% |