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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,707 | $160,070-93.9% | $147,117-93.4% | $145,897-93.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.51% | 98.69%-92.2pp | 420.54%-414.0pp | 552.29%-545.8pp |
| Employer contribution / active EE | $2,761 | $5,285-47.8% | $4,932-44.0% | $4,663-40.8% |
| Participant deferral / active EE | $0 | $8,419-100.0% | $8,065-100.0% | $6,689-100.0% |
| Admin fee / account holder | $888 | $15,035-94.1% | $12,993-93.2% | $13,390-93.4% |