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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,943 | $102,422+201.6% | $147,117+110.0% | $80,959+281.6% |
| Participation rate | 97.6% | 75.9%+21.7pp | 82.2%+15.4pp | 67.7%+30.0pp |
| Annual return | 12.77% | 135.16%-122.4pp | 420.54%-407.8pp | 35.67%-22.9pp |
| Employer contribution / active EE | $3,056 | $3,717-17.8% | $4,932-38.0% | $2,757+10.9% |
| Participant deferral / active EE | $14,295 | $6,652+114.9% | $8,065+77.3% | $4,300+232.4% |
| Admin fee / account holder | $16,636 | $7,953+109.2% | $12,993+28.0% | $6,925+140.2% |