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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,943 | $102,382+201.8% | $147,005+110.2% | $80,874+282.0% |
| Participation rate | 97.6% | 75.8%+21.8pp | 82.2%+15.5pp | 67.6%+30.0pp |
| Annual return | 12.77% | 134.89%-122.1pp | 418.76%-406.0pp | 35.62%-22.8pp |
| Employer contribution / active EE | $3,056 | $3,715-17.7% | $4,934-38.1% | $2,756+10.9% |
| Participant deferral / active EE | $14,295 | $6,646+115.1% | $8,070+77.1% | $4,297+232.7% |
| Admin fee / account holder | $16,636 | $7,942+109.5% | $13,006+27.9% | $6,935+139.9% |