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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,943 | $102,429+201.6% | $147,096+110.0% | $80,925+281.8% |
| Participation rate | 97.6% | 75.9%+21.8pp | 82.2%+15.4pp | 67.7%+30.0pp |
| Annual return | 12.77% | 135.02%-122.2pp | 419.75%-407.0pp | 35.65%-22.9pp |
| Employer contribution / active EE | $3,056 | $3,716-17.7% | $4,936-38.1% | $2,756+10.9% |
| Participant deferral / active EE | $14,295 | $6,649+115.0% | $8,071+77.1% | $4,299+232.5% |
| Admin fee / account holder | $16,636 | $7,957+109.1% | $13,005+27.9% | $6,940+139.7% |