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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,622 | $97,751-32.9% | $103,447-36.6% | $145,877-55.0% |
| Participation rate | 66.7% | 81.1%-14.4pp | 80.5%-13.9pp | 80.3%-13.6pp |
| Annual return | 11.12% | 25.43%-14.3pp | 23.92%-12.8pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,578 | $4,684-66.3% | $4,678-66.3% | $4,663-66.2% |
| Participant deferral / active EE | $6,308 | $6,603-4.5% | $6,624-4.8% | $6,691-5.7% |
| Admin fee / account holder | $11,917 | $12,515-4.8% | $9,415+26.6% | $13,402-11.1% |