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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,877 | $93,063+38.5% | $153,476-16.0% | $80,911+59.3% |
| Participation rate | 98.8% | 69.0%+29.9pp | 77.1%+21.8pp | 67.6%+31.2pp |
| Annual return | 12.01% | 19.95%-7.9pp | 15.66%-3.6pp | 35.63%-23.6pp |
| Employer contribution / active EE | $5,681 | $3,507+62.0% | $5,038+12.8% | $2,756+106.2% |
| Participant deferral / active EE | $6,634 | $5,180+28.1% | $6,759-1.8% | $4,297+54.4% |
| Admin fee / account holder | $21,157 | $8,891+138.0% | $12,729+66.2% | $6,935+205.1% |