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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,877 | $93,055+38.5% | $153,741-16.2% | $80,959+59.2% |
| Participation rate | 98.8% | 69.0%+29.9pp | 77.1%+21.7pp | 67.7%+31.2pp |
| Annual return | 12.01% | 19.97%-8.0pp | 15.71%-3.7pp | 35.67%-23.7pp |
| Employer contribution / active EE | $5,681 | $3,504+62.2% | $5,042+12.7% | $2,757+106.1% |
| Participant deferral / active EE | $6,634 | $5,172+28.3% | $6,757-1.8% | $4,300+54.3% |
| Admin fee / account holder | $21,157 | $8,881+138.2% | $12,749+65.9% | $6,925+205.5% |