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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,757 | $111,814-34.0% | $103,378-28.7% | $145,978-49.5% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 14.09% | 24.80%-10.7pp | 24.91%-10.8pp | 550.52%-536.4pp |
| Employer contribution / active EE | $2,573 | $4,215-39.0% | $3,870-33.5% | $4,662-44.8% |
| Participant deferral / active EE | $5,057 | $5,618-10.0% | $5,0580% | $6,690-24.4% |
| Admin fee / account holder | $2,340 | $9,764-76.0% | $8,401-72.1% | $13,400-82.5% |