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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,148 | $89,259-16.9% | $107,187-30.8% | $82,637-10.3% |
| Participation rate | 42.1% | 67.9%-25.8pp | 75.0%-32.9pp | 68.1%-25.9pp |
| Annual return | 14.42% | 21.02%-6.6pp | 204.55%-190.1pp | 53.51%-39.1pp |
| Employer contribution / active EE | $1,453 | $3,080-52.8% | $3,782-61.6% | $2,552-43.1% |
| Participant deferral / active EE | $3,032 | $4,037-24.9% | $5,096-40.5% | $4,126-26.5% |
| Admin fee / account holder | $3,840 | $7,381-48.0% | $9,162-58.1% | $7,339-47.7% |