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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,713 | $76,407+403.5% | $150,298+156.0% | $82,448+366.6% |
| Participation rate | 97.3% | 66.4%+30.9pp | 77.8%+19.5pp | 68.1%+29.2pp |
| Annual return | 17.26% | 39.99%-22.7pp | 62.79%-45.5pp | 41.64%-24.4pp |
| Employer contribution / active EE | $9,531 | $2,614+264.6% | $4,154+129.4% | $2,551+273.6% |
| Participant deferral / active EE | $7,083 | $3,214+120.3% | $5,453+29.9% | $4,139+71.1% |
| Admin fee / account holder | $10,818 | $6,352+70.3% | $14,116-23.4% | $7,234+49.5% |