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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,093 | $169,356-71.6% | $129,406-62.8% | $145,897-67.0% |
| Participation rate | 58.8% | 76.5%-17.7pp | 69.6%-10.8pp | 80.3%-21.5pp |
| Annual return | 12.46% | 14418.62%-14406.2pp | 9468.18%-9455.7pp | 552.29%-539.8pp |
| Employer contribution / active EE | $1,704 | $5,542-69.3% | $4,155-59.0% | $4,663-63.5% |
| Participant deferral / active EE | $3,241 | $4,987-35.0% | $4,167-22.2% | $6,689-51.6% |
| Admin fee / account holder | $1,508 | $9,915-84.8% | $7,689-80.4% | $13,390-88.7% |