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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,341 | $117,895+64.0% | $102,460+88.7% | $145,897+32.5% |
| Participation rate | 68.2% | 78.6%-10.5pp | 76.5%-8.3pp | 80.3%-12.1pp |
| Annual return | 14.94% | 31.92%-17.0pp | 29.47%-14.5pp | 552.29%-537.3pp |
| Employer contribution / active EE | $1,349 | $3,619-62.7% | $3,025-55.4% | $4,663-71.1% |
| Participant deferral / active EE | $2,652 | $5,736-53.8% | $5,056-47.5% | $6,689-60.3% |
| Admin fee / account holder | $2,096 | $13,353-84.3% | $9,460-77.8% | $13,390-84.3% |