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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,092 | $99,633+70.7% | $183,328-7.2% | $82,448+106.3% |
| Participation rate | 100.0% | 70.8%+29.2pp | 77.3%+22.7pp | 68.1%+31.9pp |
| Annual return | 15.54% | 17.84%-2.3pp | 29.67%-14.1pp | 41.64%-26.1pp |
| Employer contribution / active EE | $4,659 | $3,256+43.1% | $5,055-7.8% | $2,551+82.7% |
| Participant deferral / active EE | $4,516 | $4,938-8.6% | $6,795-33.5% | $4,139+9.1% |
| Admin fee / account holder | $6,915 | $9,934-30.4% | $21,427-67.7% | $7,234-4.4% |