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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $45,248 |
EDWARD JONES6 years Filed as: EDWARD D JONES AND CO Service code 16 · EIN 43-0345811 | Consulting | $8,949 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,584 | $83,369+71.0% | $105,223+35.5% | $67,986+109.7% |
| Participation rate | 63.4% | 56.3%+7.1pp | 75.0%-11.7pp | 57.2%+6.2pp |
| Annual return | 13.15% | 24.64%-11.5pp | 180.65%-167.5pp | 31.67%-18.5pp |
| Employer contribution / active EE | $1,567 | $2,541-38.3% | $3,689-57.5% | $2,019-22.4% |
| Participant deferral / active EE | $3,877 | $3,295+17.7% | $5,072-23.6% | $3,358+15.5% |
| Admin fee / account holder | $54 | $4,073-98.7% | $8,859-99.4% | $3,203-98.3% |