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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,927 | $209,336-16.4% | $197,124-11.3% | $137,256+27.4% |
| Participation rate | 78.6% | 87.3%-8.7pp | 86.7%-8.1pp | 80.0%-1.4pp |
| Annual return | 22.80% | 48.09%-25.3pp | 44.34%-21.5pp | 220.34%-197.5pp |
| Employer contribution / active EE | $14,936 | $6,591+126.6% | $6,227+139.8% | $4,156+259.4% |
| Participant deferral / active EE | $14,984 | $9,614+55.9% | $9,135+64.0% | $6,407+133.9% |
| Admin fee / account holder | $798 | $17,308-95.4% | $16,298-95.1% | $12,270-93.5% |