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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,448 | $201,372-31.7% | $184,260-25.4% | $145,884-5.8% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 19.60% | 29.04%-9.4pp | 28.84%-9.2pp | 551.85%-532.3pp |
| Employer contribution / active EE | $15,334 | $7,024+118.3% | $6,427+138.6% | $4,662+228.9% |
| Participant deferral / active EE | $15,334 | $9,808+56.4% | $9,133+67.9% | $6,690+129.2% |
| Admin fee / account holder | $520 | $16,362-96.8% | $13,898-96.3% | $13,392-96.1% |