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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,911 | $183,516-25.9% | $155,534-12.6% | $145,884-6.8% |
| Participation rate | 25.0% | 82.7%-57.7pp | 78.2%-53.2pp | 80.3%-55.3pp |
| Annual return | 14.28% | 61.43%-47.1pp | 64.92%-50.6pp | 551.85%-537.6pp |
| Employer contribution / active EE | $1,114 | $5,315-79.0% | $4,675-76.2% | $4,662-76.1% |
| Participant deferral / active EE | $3,075 | $6,467-52.4% | $5,630-45.4% | $6,690-54.0% |
| Admin fee / account holder | $653 | $19,293-96.6% | $15,900-95.9% | $13,392-95.1% |