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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,911 | $183,627-26.0% | $155,602-12.7% | $145,978-6.9% |
| Participation rate | 25.0% | 82.7%-57.7pp | 78.2%-53.2pp | 80.3%-55.3pp |
| Annual return | 14.28% | 61.32%-47.0pp | 64.81%-50.5pp | 550.52%-536.2pp |
| Employer contribution / active EE | $1,114 | $5,316-79.1% | $4,675-76.2% | $4,662-76.1% |
| Participant deferral / active EE | $3,075 | $6,466-52.4% | $5,629-45.4% | $6,690-54.0% |
| Admin fee / account holder | $653 | $19,327-96.6% | $15,923-95.9% | $13,400-95.1% |