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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,013 | $102,393-70.7% | $147,041-79.6% | $80,911-62.9% |
| Participation rate | 48.4% | 75.9%-27.5pp | 82.2%-33.8pp | 67.6%-19.3pp |
| Annual return | 16.10% | 134.95%-118.9pp | 419.21%-403.1pp | 35.63%-19.5pp |
| Employer contribution / active EE | $1,467 | $3,715-60.5% | $4,935-70.3% | $2,756-46.8% |
| Participant deferral / active EE | $3,889 | $6,647-41.5% | $8,071-51.8% | $4,297-9.5% |
| Admin fee / account holder | $4,563 | $7,943-42.6% | $13,006-64.9% | $6,935-34.2% |