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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,585 | $29,667+100.8% | $56,441+5.6% | $80,874-26.3% |
| Participation rate | 6.4% | 41.7%-35.3pp | 52.5%-46.1pp | 67.6%-61.3pp |
| Annual return | 15.27% | 35.22%-20.0pp | 1704.21%-1688.9pp | 35.62%-20.3pp |
| Employer contribution / active EE | $338 | $669-49.5% | $1,039-67.5% | $2,756-87.7% |
| Participant deferral / active EE | $1,219 | $1,227-0.6% | $1,953-37.6% | $4,297-71.6% |
| Admin fee / account holder | $963 | $2,429-60.4% | $2,829-66.0% | $6,935-86.1% |