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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,585 | $29,733+100.4% | $56,025+6.4% | $80,959-26.4% |
| Participation rate | 6.4% | 41.7%-35.3pp | 52.5%-46.1pp | 67.7%-61.3pp |
| Annual return | 15.27% | 35.28%-20.0pp | 1712.69%-1697.4pp | 35.67%-20.4pp |
| Employer contribution / active EE | $338 | $672-49.7% | $1,042-67.5% | $2,757-87.7% |
| Participant deferral / active EE | $1,219 | $1,229-0.8% | $1,955-37.6% | $4,300-71.7% |
| Admin fee / account holder | $963 | $2,434-60.4% | $2,828-66.0% | $6,925-86.1% |