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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,129 | $88,702-64.9% | $81,780-61.9% | $145,978-78.7% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 21.73% | 1029.12%-1007.4pp | 776.27%-754.5pp | 550.52%-528.8pp |
| Employer contribution / active EE | $4,139 | $3,084+34.2% | $2,914+42.0% | $4,662-11.2% |
| Participant deferral / active EE | $8,643 | $4,645+86.1% | $4,321+100.0% | $6,690+29.2% |
| Admin fee / account holder | $12,685 | $8,414+50.7% | $7,384+71.8% | $13,400-5.3% |