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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,120 | $72,071-37.4% | $68,368-34.0% | $137,256-67.1% |
| Participation rate | 60.0% | 76.2%-16.2pp | 73.8%-13.8pp | 80.0%-20.0pp |
| Annual return | 20.87% | 353.14%-332.3pp | 292.57%-271.7pp | 220.34%-199.5pp |
| Employer contribution / active EE | $3,854 | $2,788+38.2% | $2,649+45.5% | $4,156-7.3% |
| Participant deferral / active EE | $9,049 | $4,410+105.2% | $4,123+119.5% | $6,407+41.2% |
| Admin fee / account holder | $8,893 | $5,336+66.7% | $5,150+72.7% | $12,270-27.5% |