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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,840 | $155,555-80.8% | $146,866-79.7% | $155,188-80.8% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.5%+9.2pp | 80.8%+10.9pp |
| Annual return | 16.80% | 115.41%-98.6pp | 102.85%-86.1pp | 148.84%-132.0pp |
| Employer contribution / active EE | $319 | $4,647-93.1% | $4,425-92.8% | $4,248-92.5% |
| Participant deferral / active EE | $7,849 | $8,044-2.4% | $7,759+1.2% | $6,531+20.2% |
| Admin fee / account holder | $1,586 | $14,755-89.3% | $13,620-88.4% | $14,480-89.0% |