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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,388 | $178,174-81.3% | $156,181-78.6% | $137,256-75.7% |
| Participation rate | 77.8% | 82.0%-4.3pp | 78.8%-1.1pp | 80.0%-2.2pp |
| Annual return | 20.45% | 84.19%-63.7pp | 64.87%-44.4pp | 220.34%-199.9pp |
| Employer contribution / active EE | $1,636 | $4,972-67.1% | $4,294-61.9% | $4,156-60.6% |
| Participant deferral / active EE | $7,899 | $6,888+14.7% | $6,132+28.8% | $6,407+23.3% |
| Admin fee / account holder | $1,468 | $17,404-91.6% | $14,586-89.9% | $12,270-88.0% |