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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,452 | $174,379-95.7% | $152,093-95.1% | $138,895-94.6% |
| Participation rate | 79.2% | 81.6%-2.5pp | 77.8%+1.4pp | 79.9%-0.8pp |
| Annual return | 27.42% | 74.86%-47.4pp | 66.36%-38.9pp | 145.39%-118.0pp |
| Employer contribution / active EE | $1,367 | $4,652-70.6% | $4,175-67.2% | $4,194-67.4% |
| Participant deferral / active EE | $2,108 | $6,159-65.8% | $5,451-61.3% | $6,396-67.0% |
| Admin fee / account holder | $827 | $16,880-95.1% | $14,497-94.3% | $12,562-93.4% |