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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,452 | $181,062-95.9% | $158,223-95.3% | $155,188-95.2% |
| Participation rate | 79.2% | 82.7%-3.5pp | 79.2%0pp | 80.8%-1.6pp |
| Annual return | 27.42% | 57.39%-30.0pp | 52.09%-24.7pp | 148.84%-121.4pp |
| Employer contribution / active EE | $1,367 | $4,565-70.0% | $4,109-66.7% | $4,248-67.8% |
| Participant deferral / active EE | $2,108 | $6,134-65.6% | $5,467-61.4% | $6,531-67.7% |
| Admin fee / account holder | $827 | $18,825-95.6% | $16,047-94.8% | $14,480-94.3% |