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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,346 | $67,823-87.7% | $52,425-84.1% | $137,256-93.9% |
| Participation rate | 95.2% | 63.9%+31.3pp | 55.6%+39.6pp | 80.0%+15.3pp |
| Annual return | 17.29% | 219.11%-201.8pp | 302.12%-284.8pp | 220.34%-203.1pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,165 | $2,288-5.4% | $1,790+20.9% | $6,407-66.2% |
| Admin fee / account holder | $3,060 | $2,844+7.6% | $2,495+22.6% | $12,270-75.1% |