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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,023 | $129,737-91.5% | $119,126-90.7% | $154,746-92.9% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 14.98% | 379.08%-364.1pp | 282.11%-267.1pp | 172.34%-157.4pp |
| Employer contribution / active EE | $1,993 | $4,375-54.4% | $4,034-50.6% | $4,379-54.5% |
| Participant deferral / active EE | $5,478 | $5,842-6.2% | $5,318+3.0% | $6,730-18.6% |
| Admin fee / account holder | $16,811 | $11,961+40.6% | $10,693+57.2% | $14,365+17.0% |