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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,023 | $134,817-91.8% | $123,973-91.1% | $155,188-92.9% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.7%+6.7pp | 80.8%+2.5pp |
| Annual return | 14.98% | 515.49%-500.5pp | 388.13%-373.1pp | 148.84%-133.9pp |
| Employer contribution / active EE | $1,993 | $4,425-55.0% | $4,126-51.7% | $4,248-53.1% |
| Participant deferral / active EE | $5,478 | $5,706-4.0% | $5,247+4.4% | $6,531-16.1% |
| Admin fee / account holder | $16,811 | $13,245+26.9% | $11,799+42.5% | $14,480+16.1% |