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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,142 | $88,672-66.0% | $105,223-71.4% | $82,448-63.4% |
| Participation rate | 55.8% | 67.9%-12.1pp | 75.0%-19.2pp | 68.1%-12.3pp |
| Annual return | 73.45% | 30.86%+42.6pp | 180.65%-107.2pp | 41.64%+31.8pp |
| Employer contribution / active EE | $1,506 | $3,048-50.6% | $3,689-59.2% | $2,551-40.9% |
| Participant deferral / active EE | $3,521 | $4,036-12.8% | $5,072-30.6% | $4,139-14.9% |
| Admin fee / account holder | $2,438 | $7,146-65.9% | $8,859-72.5% | $7,234-66.3% |