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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,782 | $101,618-25.4% | $93,063-18.6% | $137,256-44.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 16.85% | 223.95%-207.1pp | 34.15%-17.3pp | 220.34%-203.5pp |
| Employer contribution / active EE | $2,587 | $2,707-4.4% | $2,476+4.5% | $4,156-37.8% |
| Participant deferral / active EE | $10,044 | $4,279+134.7% | $3,958+153.7% | $6,407+56.8% |
| Admin fee / account holder | $330 | $6,198-94.7% | $6,033-94.5% | $12,270-97.3% |