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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES7+ years Service code 15 · EIN 43-0345811 | Recordkeeping | $45,014 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $14,460 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,653 | $89,435-54.5% | $164,975-75.4% | $77,714-47.7% |
| Participation rate | 83.2% | 78.6%+4.6pp | 78.6%+4.6pp | 70.6%+12.6pp |
| Annual return | 87.39% | 28.82%+58.6pp | 70.12%+17.3pp | 31.26%+56.1pp |
| Employer contribution / active EE | $1,353 | $2,563-47.2% | $4,343-68.9% | $2,727-50.4% |
| Participant deferral / active EE | $4,229 | $4,901-13.7% | $6,033-29.9% | $4,649-9.0% |
| Admin fee / account holder | $96 | $340-71.7% | $12,688-99.2% | $433-77.8% |