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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,093 | $75,541-88.0% | $152,093-94.0% | $82,637-89.0% |
| Participation rate | 97.2% | 66.5%+30.6pp | 77.8%+19.4pp | 68.1%+29.1pp |
| Annual return | 18.82% | 32.56%-13.7pp | 66.36%-47.5pp | 53.51%-34.7pp |
| Employer contribution / active EE | $1,668 | $2,622-36.4% | $4,175-60.0% | $2,552-34.6% |
| Participant deferral / active EE | $2,219 | $3,206-30.8% | $5,451-59.3% | $4,126-46.2% |
| Admin fee / account holder | $871 | $6,405-86.4% | $14,497-94.0% | $7,339-88.1% |